Motor Accident Compensation Calculator — MACT Claims in India
Compensation in a fatal motor accident claim is not arbitrary. The Supreme Court set out a structured method in Sarla Verma and refined it in National Insurance Co. v. Pranay Sethi (2017): annual income, plus a percentage for future prospects, less a deduction for the deceased’s personal expenses, multiplied by an age-based multiplier, plus fixed conventional heads.
AdvoMitra is a legal technology platform and is not a law firm. These tools and drafts are provided for general information. They are not legal advice, and no template fits every situation — have an advocate review anything you intend to rely on.
430+ Lawyers are online
5,000+
Legal Queries
500+
Verified Lawyers
50+
Practice Areas
100+
Cities Covered
The multiplier method, step by step
Start with the deceased’s established annual income. Add a percentage for future prospects — 50% for a person under 40 in permanent employment, 30% between 40 and 50, and 15% between 50 and 60, with lower figures for those on fixed wages or self-employed.
Deduct the deceased’s own living expenses: one-half where there is a single dependant, one-third for two to three, one-fourth for four to six, and one-fifth beyond that. What remains is the annual contribution to the family.
Multiply that by the age-based multiplier from Sarla Verma — 18 at the top of the scale, falling with age. Then add the conventional heads: funeral expenses, loss of estate and loss of consortium, which Pranay Sethi fixed and directed to rise by 10% every three years.
What changes the number in practice
Proof of income is usually the largest variable. Income tax returns, salary slips and Form 16 carry weight; an unsupported claim about business income often does not. Where income cannot be proved, tribunals fall back on notional figures that are far lower.
Contributory negligence reduces the award proportionately. If the deceased is found 25% responsible, the compensation drops by a quarter.
Interest is awarded from the date of the claim petition, so delay in filing costs money even when the claim succeeds.
Injury claims work differently
This calculator addresses fatal claims. Where the victim survives with permanent disability, compensation is assessed on loss of earning capacity — the disability percentage applied to income and multiplier — together with medical expenses, attendant charges, pain and suffering, and loss of amenities.
There is no time limit for filing a claim petition under Section 166 of the Motor Vehicles Act, but delay weakens evidence and postpones interest.
More free legal tools
Other calculators built on the same statutory rules.
Cheque Bounce Notice Deadline Calculator
Work out every Section 138 deadline from your cheque return memo date — notice date, the drawer’s 15 days to p
Limitation Period Calculator
Find how long you have to file. Pick the claim type and the date your cause of action arose to see the deadlin
Gratuity Calculator
Calculate the gratuity due on resignation, retirement or termination under the Payment of Gratuity Act, 1972,
Delayed Payment Interest Calculator
Calculate interest on delayed payments to an MSME supplier under Section 16 of the MSMED Act, 2006 — three tim
HRA Exemption Calculator
Work out how much house rent allowance is exempt from tax under Section 10(13A) and Rule 2A, and how much is t
GST Calculator
Add GST to a base amount or extract GST from an inclusive price, with the CGST and SGST split shown separately
Frequently asked questions
Why users love Advomitra
Free consultation
Direct access to a professional to evaluate your needs risk-free.
Expert Lawyers
24×7 Expert asistance for any legal problem
Dedicated Support
Case Manager to assist you throughout the case lifecycle
What our customers are saying
Customer reviews
Book Free Consultation
430+ Lawyers are online